A roundup of entrepreneurial articles, business news, broadcast announcements, and columns by BizTV personalities. Happy reading!

Fed Cuts Again: What It Means For Your Money

The Federal Reserve just cut interest rates again by a small amount. This brings its main rate down to the mid‑3% range, the lowest it has been in a few years. Some Fed officials now want to pause and watch the economy before making any more moves, because inflation has come down but the job market is also slowing.​

For everyday people, this means mortgage rates are a bit lower, and some loans and credit cards may slowly get cheaper. It won’t feel like the super‑low rates from years ago, but it could give buyers, homeowners, and small businesses a little more breathing room.​

On the business side, the stock market likes lower rates because borrowing and investing become easier. Owners and executives may want to use this window to refinance expensive debt and be smart about growth plans, knowing that the Fed may not cut much more from here.​ How are changing interest rates affecting your world right now? Are you more focused on buying a home, paying down debt, or investing in your business?

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Small business owners are sharing their best tips for surviving tough times and thriving anyway.

Many say the key is starting conversations with customers through free tools like email blasts, live Q&A sessions, and behind-the-scenes videos that show the real work and passion behind the brand. These simple moves build trust fast and turn one-time buyers into loyal fans who spread the word.

Viewers love these real stories because they’re practical and inspiring—no jargon, just actionable ideas from people like you. Tune into BizTV  for exclusive interviews with entrepreneurs who’ve cracked the code on growth, customer love, and smart money moves. 

What’s your top tip for small businesses right now? 

The holidays just got brighter on BizTV! We’re stacking the season with inspiring stories, uplifting specials, and movie favorites to fuel your holiday hustle and heart. Click Here for the complete Holiday Programming Guide.

Tech & Entertainment: Disney Bets Big on AI

In this week’s media shake-up, Disney is making a billion‑dollar bet on artificial intelligence. The company is investing heavily in OpenAI and giving its Sora video generator access to iconic characters like Mickey Mouse and Cinderella, opening the door to AI‑assisted shorts, promos, and new kinds of branded content. For viewers, that means the next wave of Disney visuals may be created in part by algorithms, not just animators.​

For the industry, this move signals that legacy studios are done experimenting on the sidelines and are now bringing AI into the center of their creative and production strategy. On our network, this is the perfect jumping‑off point to ask: How will AI‑generated characters change acting, animation, and the way brands tell stories on screen?

Keys to Creating a Winning Culture

Dave, I’m about to open my first business. I listen to the EntreLeadership podcast, but I’d like to ask a direct question. How do I create a workplace atmosphere and culture that encourages fun and creativity, while also being productive?   - Anton

Anton, 

This is a great question! Let’s dive right in.

As a leader, you set the tone for your team. If you’re unhappy, your team will be, too. If you’re slacking, your team won’t feel like working. Make sure you check your attitude every morning. Be optimistic! Genuine laughter and a real smile from the boss can instantly be uplifting to everyone. When you don’t work, your team doesn’t feel like working.   

I believe one of the keys to keeping your team engaged and happy is by doing work that matters. As a rule, when people play for something bigger than themselves, they play smarter and harder. Remind your team often that what they’re doing is important. Encourage them. There aren’t many things that lift people’s spirits more than believing in a dream and a vision bigger than themselves. 

Another thing is to treat your team like family. Treat them all with respect, a caring heart and dignity. In the book Thou Shall Prosper, Rabbi Daniel Lapin tells us God is pleased when we’re compulsively, obsessively consumed with the needs of others. That’s easy to grasp when it comes to our families, but applying it to your team at work can reap incredible benefits, too.

Finally, let’s talk about communication. A lack of it creates fear, distrust and even anger. The result? Employees who are uninformed and fear the worst, instead of a team that’s up-to-date and united. Always let your team know what’s going on—the good and the bad. Talk it up, and share your stories, your thoughts and your dreams. Be transparent, and when in doubt, overshare. 

I’m glad this is on your mind, Anton. It’s such an important aspect of a truly successful business. By simply being open, honest and caring, you can create a team that likes coming to work every day and enjoys being together.

And when that happens, everyone wins!

Dave

* Leadership and small-business expert Dave Ramsey is the CEO of Ramsey Solutions. He has authored nine national bestselling books, including “EntreLeadership,” and he hosts  “The Ramsey Show" on BizTV weeknights at 10pm ET/PT and on the BizTV app.

Did You Know?

1. Christmas lights were once a luxury item.
   When electric Christmas lights first appeared in the late 1800s, only wealthy families could afford them. Most people still used candles (yikes).

2. The first artificial Christmas trees weren’t green.
   They were made from dyed goose feathers in Germany during the 19th century.

3. More than 28 billion Christmas cards are exchanged each year worldwide.
   That makes Christmas the largest card-sending holiday on the planet.

4. Christmas movies spike happiness levels.
   Studies show holiday movies increase feelings of nostalgia, comfort, and connection—especially during stressful times.

5. The smell of pine boosts mood.
   That fresh Christmas tree scent has been shown to reduce stress and increase feelings of calm.

Merry Christmas and Happy Holidays from the team here at BizTV!

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